**Paraphrased Summary:**
Forever 21’s bankrupt U.S. division has proposed a reorganization plan that would repay its major lenders only 2.36% to 3.01% of what they are owed, according to a recent court filing. The fast-fashion retailer, which is shuttering its U.S. stores, is facing bankruptcy for the second time.

**Trailer-Style Paragraph:**
*”In a dramatic turn for the struggling retail giant, Forever 21’s latest bankruptcy filing reveals a grim payout plan—lenders may recover just pennies on the dollar. As the fast-fashion empire prepares to close its U.S. doors once again, the fallout raises urgent questions about the future of retail in an unforgiving market. Will this be the final chapter for Forever 21, or can it stage another comeback? Stay tuned as the story unfolds.”*

*(Note: The original text appears to be a snippet from a larger article, so the summary focuses on the key details while the trailer adds dramatic flair to engage readers.)*